GhostPolicyNow/GA(470) 648-6767

GEORGIA · UPDATED OCTOBER 2026

Georgia ghost policy by trade

Most owner-only construction businesses in Georgia can get a ghost policy quote online in minutes. A few higher-risk trades, like roofing and tree service, go to a licensed agent for review instead. Find your trade below to see your path.

Codes shown are the NCCI classes carriers commonly use. Your carrier assigns the final class code based on the work you do. All coverage is subject to underwriting approval. A ghost policy does not cover the business owner and is not for businesses with employees.

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Agent review

These trades are not quoted online. Send your details and a licensed agent reviews your application.

CodeTradePath
5551RoofingAgent review
0106Tree service and trimmingAgent review
5506PavingAgent review
5507Road construction, sub-surfaceAgent review
6306Sewer constructionAgent review
5040Precast concrete erectionAgent review
5059Steel erection, up to 2 storiesAgent review
5160Elevator installation or repairAgent review
AnyTrades not listed on this pageAgent review
AnyOwner-only with insured subcontractorsAgent review

Online quote

Owner-only businesses with no employees and no subcontractors in these trades can usually get a quote online.

Framing, carpentry and interiors

CodeTradePath
5645Residential carpentry (1 and 2 family homes)Online quote
5403Carpentry, otherOnline quote
2802Carpentry shopOnline quote
2881Cabinet or furniture shop, by handOnline quote
5445Drywall installationOnline quote
5443LathingOnline quote
5480PlasteringOnline quote
5020Suspended acoustical ceilingsOnline quote
5102Door and window installationOnline quote
5462Glazier, away from shopOnline quote
5146Furniture or fixtures installationOnline quote
9521House furnishings installationOnline quote
5491Wallpaper hangingOnline quote

Painting and finishes

CodeTradePath
5474PaintingOnline quote
5437Wood floor installation, sandingOnline quote
5478Floor covering installationOnline quote
5348Ceramic tileOnline quote
5479InsulationOnline quote
5213Exterior cleaning or renovatingOnline quote
0059SandblastingOnline quote

Masonry, concrete and sitework

CodeTradePath
5022MasonryOnline quote
5215Concrete work, private residencesOnline quote
5221Concrete driveways and sidewalksOnline quote
5222Chimney construction, not metalOnline quote
5223Swimming pool constructionOnline quote
6217ExcavationOnline quote
6229Irrigation and drainage constructionOnline quote
0251Irrigation worksOnline quote
6400Fence installationOnline quote
5610Debris removalOnline quote

Mechanical, electrical and plumbing

CodeTradePath
5183PlumbingOnline quote
5190Electrical wiring in buildingsOnline quote
5537HVACOnline quote
5535Sheet metal installationOnline quote
5188Fire sprinkler installationOnline quote
7605Burglar and fire alarm installationOnline quote
7600Satellite TV installationOnline quote
9516Audio and video installationOnline quote
9519Appliance installation and repairOnline quote
3724Machinery or equipment installationOnline quote
3726Boiler installation or repairOnline quote

Metal and specialty

CodeTradePath
3365WeldingOnline quote
3040Ornamental ironOnline quote
5057Metal building erectionOnline quote
5037Painting metal structuresOnline quote
5703Building raising or movingOnline quote
2799Manufactured home setupOnline quote
5402Greenhouse erectionOnline quote
9554Sign installationOnline quote

Landscaping and maintenance

CodeTradePath
0042Landscape gardeningOnline quote
9014JanitorialOnline quote

Not sure?

GhostPolicyNow.com is operated by Quinn Alliance LLC, an independent insurance agency specializing in construction trades. Georgia License 244699, NPN 22134534. 457 Nathan Dean Blvd Ste 105-312, Dallas, GA 30132 · (470) 648-6767 · quinnalliance.com

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